Legal

LEGAL DISCLAIMER

The information contained in this Site is for general guidance on matters of interest only. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers.

PRIVACY POLICY

Please read the Legal Terms and Conditions of Use and this Privacy Policy before using this Site. By using this Site, you accept and consent to our collection and use of personal information submitted by you to the Site as described in the Privacy Policy. If you do not agree to any part of the Privacy Policy, please do not use the Site and exit now.

This Privacy Policy may be amended by us at any time from time to time without notice to you. The latest Privacy Policy will be posted on the Site, and shall become effective immediately upon posting. You must review this policy prior to using the Site. Your use of the Site following any amendment shall be deemed to be your unconditional acceptance of the amended Privacy Policy.

Privacy Policy. Matson, Driscoll & Damico LTD, the owner of the Site, has created this Privacy Policy in order to demonstrate its firm commitment to maintaining the privacy of personal information transmitted by visitors to the Site. The following discloses our information gathering, use and dissemination practices for the Site.

Certain features of the Site require users to provide contact information (such as name and e-mail address) and demographic information (such as zip code and age). We use customer contact information to send the user information about the Site, our company and its services. We may do so by e-mail messages, newsletters, special announcements and the like. The Site collects information only for internal purposes (so that we can create new or customized features or services) or for specific purposes made clear on the Site. Except as described in this Privacy Policy, such personal information will not be sold to, or shared by us with, any unaffiliated third party.

[Importantly, the Site allows you to “opt out” from receiving information from us. (See the “Opt In/Opt Out” section below for instructions).]

External Links. The Site links you to other websites that are not under the control of Matson, Driscoll & Damico LTD.  These links are offered solely for your convenience. We do not endorse such sites or any of the content, products or services contained on such sites. We are not responsible for the content, accuracy or opinions of such websites and shall not be liable for any damages, losses or injury arising out of the content or your use of such websites (including any inaccuracy). You should read the privacy and data collection and use policies of each site you visit before you use the site to determine what information such site is collecting from you and how such information is being used.

Site Data. We routinely gather data on Site activity, such as number of visitors, pages viewed, and time spent in different areas of the Site. We collect such data on an aggregated, anonymous basis so that no personal information of any specific individual is identifiable. Such data helps us know what users like about the Site. We do not sell to, or share such information with, unaffiliated third parties.

Personal Information. We only collect personal information from Site users when such users voluntarily and clearly provide it. Some non-exclusive examples of when such information is collected are as follows: when users register to receive a newsletter or other announcements; or complete an online survey.  The kind of personal information we will ask for includes: age, location, education, employment and Internet availability and use. We use such information for a number of internal uses, including research to improve the offerings of the Site and product research.

Transmittal of Information; E-mail. Please understand that all information submitted on the Site might potentially be publicly accessible. We are not liable for protection of privacy of electronic mail or other information transferred through the Internet or any other network provider that you may use.

Should you elect to submit any information to us through the Site, please be aware that this information and material may be accessed, used, copied, distributed and adapted by Matson Driscoll & Damico, LTD. (and its host providers) without liability, prior consent or restriction. You are responsible for making sure all information and materials that you originate or require are properly backed up so you have ready access thereto in the event of loss, corruption or interruption.

Cookies. Cookies are pieces of information a website transfers to an individual’s hard disk for record keeping purposes i.e. measure site traffic.

Matson Driscoll & Damico automatically tracks how the content provided is used. This tracking allows us to gain a better understanding of potential areas for improvement so as to continually improve the relevance of and accessibility to, the content we provide.

To this end  Matson Driscoll & Damico may at times deposit certain pieces of information called "cookies" on a visitor's computer. These 'cookies' allow a more detailed level of tracking to fine tune our usage reports. However should you have 'cookies' disabled on your machine then you continue to have exactly the same access to Matson Driscoll & Damico content as with 'cookies' enabled, it will only result in slightly less accurate usage figures for our own internal reports.

This usage information will only be used within Matson Driscoll & Damico, and our relevant partners, to increase the quality of content, service and support to our visitors. Some of this information may be made public from time to time, however it will only be in an aggregate, non-personally identifiable form, such as how many visitors have been to MDD.net.

IP Addresses. We collect the IP Addresses of visitors to the Site. An IP Address is a number automatically assigned to your computer whenever you access the Internet. IP Addresses allow servers and computers to recognize and communicate with each other. We gather IP Addresses to properly maintain the Site; to aggregate information on users of the Site; and to determine which pages of the Site are being viewed. We do not associate the IP Addresses with any personal information, however. We will use the IP Address to identify you in the event we are required by law enforcement to do so or to enforce our legal rights.

Opt In/Opt Out. You will have the choice to “opt in” to receive information, newsletters, announcements, etc. from us and others, when we request information from you. You can “opt out” of receiving such information at any time by checking the unsubscribe field in your user Registration.

Contacting Us. If you have any questions about the Privacy Policy, the practices of this Site, or your dealings with this Site, please contact us.

ACKNOWLEDGEMENT

In clarification, Matson, Driscoll & Damico is measuring, evaluating, reporting and sharing NGC Confidential Information with the carriers, reinsurers, adjusters, and the retained professionals, experts and consultants in connection with the Katrina Losses Claims process.